Smart Love Retreats started on January 1, 2015 in Kasama, Northern Province, Zambia with 28 couples at Kasama Lodge. Over the years of pastoral ministry, the couple has conducted pre-marital counseling to couples about to marry and marriage counseling to married couples too.

The couple has conducted several meetings on family life to the singles and married, both physical and online, national and international.

Ephraim and Namushi Mutoya are the founders of Smart Love Retreats which is building healthy marriages and families. Smart Love Retreats is a faith-based program led by a pastoral couple of the Seventh-day Adventist Church.

The couple enjoys life together and loves to see happy couples celebrating life. Marriage is under serious attack today. The couple enjoys the experience of reminding couples that marriage is the sweetest relationship when God is in it.